Special Programs

 

SpecMover®

SpecMover is MetLife Home Loan's interest-rate option that allows you 60 days to provide prospective buyers with an attractive, low rate.

 

Plus:

 

  • MetLife Home Loans guarantees you a home loan interest rate for 60 days at no cost and for up to 180 days that you can transfer to any spec home.

     

  • If rates increase during the 60-day period, you'll be able to offer buyers the lower rate.

     

  • Buyers can finance their home with any standard MetLife Home Loans loan product.

     

  • If the spec home goes under contract during the first 30 days, the locked rate is passed to the buyer, who has up to 30 additional days to close the loan.

     

  • You can cancel the lock with no cost or obligation.

 

Smart Step®

The Smart Step is a buy-down program that lets you offer a value-added package to your customers with a low starting rate that could attract more buyers.